Best Financial Planning Software for Advisers in the UK in 2025

In 2025, the firms winning under heavy admin, rising client expectations, and the Consumer Duty aren’t the ones with the highest number of advisers and paraplanners; they’re the ones whose tech stacks save real hours, stay FCA-safe, and give clients faster responses and better-informed advice, not just more paperwork. That’s the bar.

Here’s the reality: most advisers are still capped at around 100 clients, not because they lack ambition, but because every case drags through four to five hours of admin and compliance checks. And while the industry talks endlessly about AI, not every “AI tool” has teeth. Some just digitise paperwork. The right ones rewrite workflows.

The market is noisy. AdviserSoftware’s AI Tools & Services directory shows just how crowded and fast-moving adviser tech has become. In this blog, you’ll see the five financial planning software tools UK advisers actually trust in 2025, ranked not by hype, but by ease of use, uniqueness, time savings, cost, and how it actually helps firms scale without hiring.

How we selected the best financial planning software

Another software addition means nothing if Tuesday still looks the same. We applied five pillars to pick the best financial planning software for advisers that truly matter to UK IFAs and paraplanners:

- Time-saving automation: does it remove 60–80% of admin, not just tidy the edges?

- Compliance confidence: is FCA/Consumer Duty thinking embedded — audit trails, transparent outputs  - Client experience (Ease of use & workflow automation): Can clients see the plan and buy into it? Does it remove friction in day-to-day work? - Uniqueness: What’s the differentiator that actually stands out? - Cost: how accessible and scalable is it for UK firms of different sizes?

With that lens, here are the tools that actually move the dial.

1) AdvisoryAI

What it does

AdvisoryAI is an AI financial planning software that automates every admin task from client meeting to compliance checks and everything in between:

• Evie captures and transcribes meetings, drafts structured notes, updates CRM/fact-find fields, and creates client summaries.

• Emma generates suitability/annual review drafts in minutes, fully templated and FCA-cited.

• Colin applies compliance guardrails with real-time pass/fail checks, transparent audit trails, and Consumer Duty alignment.

Generate Suitability Reports in Just 5 Minutes

• Clean, adviser-friendly interface designed by advisers for advisers. Minimal training needed.

• Evie → Emma → Colin flows seamlessly without extra logins and integrates with major CRMs (e.g., intelliflo Office, Plannr).

• Improves with time and great at understanding different dialects, advice style & tone of voice

Uniqueness

• AdvisoryAI’s multi-facetedness is its strength. Its three AI employees cover the full advice workflow: meeting capture, report drafting, and compliance checking.

• Unlike generic AI, it cites every recommendation back to fact finds, illustrations, or FCA rules—Consumer Duty logic built in, not bolted on.

Time savings / efficiency

• Reports: cut from 4–6 hours to 20 minutes (review-ready).

• Meeting notes + CRM updates + Meeting summary: reduced from 90 minutes to ~15 minutes.

• Compliance checks: from 45 minutes to instant prompts.

• Firms consistently report a 60–80% reduction in admin load.

Cost

• Transparent subscription pricing tailored to firm size. 14-day free trial available with custom branded templates.

• Includes FCA-driven updates at no extra charge.

• A scalable model means even small firms can access automation once reserved for consolidators.

Awards & Recognitions

FTAdviser ranked AdvisoryAI the #1 most-used AI system among advisers in H1 2025. AdviserSoftware also highlighted it as the most complete AI tool that checks all the boxes in the market. 

Firms value that AdvisoryAI doesn’t replace professional judgement; it automates the admin that slows advice down while producing evidence-rich outputs you can rely on under Consumer Duty.

Where it fits

From the meeting with the client and adviser documentation to report generation, AdvisoryAI fits everywhere. It acts as an overlay that snaps onto your core CRM and back-office, eliminating double-keying, speeding reviews and keeping a direct link from each report back to its source documents.

Why firms choose AdvisoryAI

Advisory firms choose AdvisoryAI because it unifies every stage of the advice journey in one platform, meeting notes, suitability reports, annual reviews, and more, while maintaining compliance and quality throughout. By automating these critical tasks, teams gain time, reduce the risk of errors, and ensure every client interaction is backed by polished, compliant documentation.

2) Plannr

What it does
Plannr is a modern back-office/CRM built for advisers who want clean UX, fast onboarding, and mobile-first operations. It syncs data across adviser, paraplanner, and client records in real time.

Ease of use & workflow automation

Widely praised for its intuitive UI. Designed for advisers on the move, with rapid search and streamlined fact finds.
Automation is strong when paired with overlays like AdvisoryAI for reporting and compliance.

Uniqueness

Goal-based planning workflows stand out, appealing to digital-first clients who want clarity.
Its open ecosystem (e.g., AdvisoryAI integrations) continues to expand, making it one of the more flexible CRMs in the UK market. Plus, it offers fast, helpful live chat support built into the app, so users get real help instantly from people who know the product.

Time savings / efficiency

Real-time sync reduces re-keying and errors.
When used with AdvisoryAI, onboarding to suitability report turnaround times are drastically shortened.

Cost

Subscription-based pricing, accessible for small firms scaling up.
Module-based costs are transparent, but partner add-ons can increase spend.

Why firms choose Plannr

Firms choose Plannr for its clean design and easy onboarding, which helps teams get started quickly. Its mobile-first setup means advisers can access data anytime, anywhere, boosting productivity on the move. The real strength is its open ecosystem integrations, like AdvisoryAI growing with the firm, preventing tech from outgrowing. Real-time syncing cuts admin errors and, combined with helpful live chat support, it saves time and keeps workflows smooth.

3) FE CashCalc

What it does
FE CashCalc is a cashflow modelling and financial planning tool designed for advisers who want to turn complex client data into clear, engaging lifetime financial plans. 

Ease of use & workflow automation

It combines a digital fact-find, interactive cashflow projections, and a client portal, all integrated within the FE fundinfo ecosystem. Advisers avoid repetitive data entry and can switch quickly between scenarios during meetings. Workflow is streamlined further by integrations with FE Analytics, which pull in valuations and market assumptions automatically.

Uniqueness

What makes CashCalc stand out is its balance of simplicity and depth: it delivers powerful gross and net cashflow modelling without overwhelming clients with jargon. Its visual timeline and side-by-side scenario comparisons make it easy to show “what if” outcomes. Being part of FE fundinfo also means unique integrations with investment data and research tools, making it more than just a standalone modeller.

Time savings / efficiency

Onboarding is faster thanks to digital fact-finds that save advisers up to 2 hours per client. Annual review prep can be cut down by more than an hour, as plans become “living” models rather than one-off reports. Real-time updates and instant scenario testing reduce turnaround times and free up advisers to focus on advice rather than admin.

Cost

Pricing is simple: £75/month + VAT per adviser licence. Paraplanner licences are included at no extra cost, and larger firms can negotiate bespoke group pricing. This makes it accessible for both small practices and larger networks looking for scalable planning tech.

Why firms pick it

Firms choose CashCalc for its straightforward design, transparent pricing, and seamless client onboarding. The digital fact-find saves time and reduces re-keying, while the visual cashflow outputs make complex planning conversations easier for clients to follow. Because it sits inside the FE fundinfo ecosystem, it integrates naturally with investment data and analytics many firms already use. 

4) Voyant Adviser/AdviserGo

What it does
Voyant specialises in cashflow modelling and scenario planning. Advisers can co-create financial plans live, run “what-if” scenarios, and present complex trade-offs visually.

Ease of use & workflow automation

Highly engaging UI—advisers and clients enjoy interactive sessions both in-office and via screen-share.

Cloud access (AdviserGo) adds mobility.

Uniqueness

Unmatched strength in client engagement: visuals and scenario modelling shorten decision cycles and improve buy-in.

Time savings / efficiency

Cuts time spent explaining complex financial outcomes.
However, requires integration with compliance/reporting overlays for FCA evidencing.

Cost

Subscription model with tiers for individuals and firms.
Mid-range pricing, excellent value for firms prioritising client-facing engagement.

Why firms choose Voyant

Voyant is chosen because it makes complex financial plans easy for clients to understand through engaging visuals and live scenario modelling. This interactive approach speeds up decision-making and builds client trust, boosting engagement and retention.

5) intelliflo office

What it does
The UK’s most widely used adviser back-office/CRM. Covers onboarding, MI, workflows, reporting, and permissions—many firms’ system of record.

Ease of use & workflow automation

Feature-rich but with a learning curve.
Automation expands when paired with overlays like AdvisoryAI.

Uniqueness

Breadth and scale—trusted infrastructure for client data and compliance.
Its ecosystem of integrations remains one of the largest in the market.

Time savings / efficiency

Strong for process centralisation and data control.
Major efficiency gains are realised when linked with automation overlays.

Cost

Premium product, priced for scale and robustness.
Module-based costs can add up for smaller firms; networks benefit from discounts.

Why firms choose Intelliflo

Firms rely on the intelliflo office because it offers a robust, all-in-one system of record trusted by many UK advisers. Its wide range of workflows and extensive integrations helps centralise data and keep operations consistent as firms grow. Ideal for larger networks, it delivers reliability and scalable infrastructure that teams can depend on.

Comparison at a glance

How to choose (quick due diligence checklist)

The FCA’s Consumer Duty and its ongoing AI updates are clear on outcomes and evidencing; black-box AI won’t cut it. 

“Any AI can write. Only transparent, auditable AI employees keep you onside with the regulator and your PI insurer.” 

— Alan Gurung, Co-Founder & CEO

Here’s how you choose the right tool you need:

• Regulatory cadence: how often are Consumer Duty workflows and templates updated?
  
  

• Auditability: Do outputs include citations and a full audit trail, or is it a black box?
  
  

• Integrations: Does it plug into intelliflo office, Plannr, and your existing stack?
  
  

• Measurable impact: Can the vendor prove measurable admin reduction on live cases?
  
  

• Security & governance: Is data handling aligned to FCA expectations on oversight and evidence?
  
  
  

Future-proofing your advice firm: The right choice (and the obvious next step)

Source - Advisersoftware

The best financial planning software isn’t one monolith—it’s a stack. A reliable system of record (intelliflo or Plannr), client engagement tools (Voyant), data accuracy (FE Fundinfo), and an automation + compliance overlay (AdvisoryAI) working together.

That last piece—automation and compliance—is where firms unlock real capacity and confidence. AdvisoryAI does exactly that. From meeting notes and summaries (Evie), to report drafting (Emma), to compliance guardrails and audit trails (Colin), it’s the overlay built by advisers, for advisers.

That’s why FTAdviser ranked AdvisoryAI the UK’s most-used AI platform in 2025, and why it belongs at the top of every shortlist.

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